/* Equity Recovery Advisors. Navy and gold, Plus Jakarta Sans throughout: heavy, tight headlines
   with a highlighted second line, a deep navy hero, and soft tinted sections between white ones. */
:root{
  --navy:#2453C9; --navy-2:#2F62E0; --navy-deep:#0F1F5C; --dark:#0C1430; --soft:#E7EDFB; --gold:#F2B33D; --gold-2:#FFD873; --paper:#F7F7F4;
  --ink:#0C1430; --body:#3B4560; --muted:#647089; --line:#E1E5EE; --white:#fff;
  --sans:"Plus Jakarta Sans",-apple-system,"Segoe UI",Roboto,sans-serif;
  --r:20px; --shadow:0 1px 2px rgba(12,20,48,.05),0 12px 32px -8px rgba(12,20,48,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.65}
img{max-width:100%;display:block}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--navy-deep)}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
h1,h2,h3{margin:0;color:var(--dark);text-wrap:balance;font-family:var(--sans)}
h1{font-size:clamp(2.6rem,5.6vw,4.4rem);font-weight:800;letter-spacing:-.045em;line-height:1.02}
h2{font-size:clamp(2rem,3.8vw,3rem);font-weight:800;letter-spacing:-.04em;line-height:1.08}
h3{font-size:1.12rem;font-weight:700;letter-spacing:-.02em;line-height:1.3}
/* Gradient text only paints inside its own box; the bottom padding keeps descenders (y, g, p) from being cut off. */
.hl{display:block;padding-bottom:.14em;margin-bottom:-.14em;background:linear-gradient(90deg,var(--navy-2),#5B86F0);-webkit-background-clip:text;background-clip:text;color:transparent}
p{margin:0}
.wrap{max-width:1180px;margin:0 auto;padding:0 max(16px,env(safe-area-inset-left,0px)) 0 max(16px,env(safe-area-inset-right,0px))}
@media (min-width:700px){.wrap{padding:0 32px}}
.narrow{max-width:820px}
.skip{position:absolute;left:-999px;top:8px;background:var(--white);padding:8px 12px;z-index:30}
.skip:focus{left:12px}
.label,.eyebrow{font-size:.74rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}
.eyebrow{color:var(--navy);display:block;margin-bottom:14px}
.muted{color:var(--muted)}
.small{font-size:.88rem}
.fine{font-size:.84rem;color:var(--muted)}
.lede{font-size:1.15rem;color:var(--body);max-width:58ch}
.todo{background:#FFF1CC;color:#7A5200;border-radius:4px;padding:0 4px;font-size:.92em}
.ic{width:22px;height:22px;flex:none}

/* Kicker: small label above headlines */
.kicker{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#C9D6FA;margin-bottom:20px}
.kicker.dark{color:var(--navy)}
.kdot{width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 4px rgba(242,179,61,.22)}

/* Buttons */
.btn{white-space:nowrap;display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:0 22px;border-radius:999px;border:0;background:var(--navy);color:var(--white);font:700 1rem/1 var(--sans);letter-spacing:-.01em;text-decoration:none;cursor:pointer;box-shadow:0 8px 20px -8px rgba(36,83,201,.6);transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{background:var(--navy-deep);color:var(--white);transform:translateY(-1px)}
.btn .ic{width:18px;height:18px;transition:transform .15s}
.btn:hover .ic{transform:translateX(3px)}
.btn.lg{min-height:58px;padding:0 30px;font-size:1.05rem}
.btn.sm{min-height:42px;padding:0 18px;font-size:.92rem}
.btn.gold{background:linear-gradient(180deg,var(--gold-2),var(--gold));color:#2A1D02;box-shadow:0 10px 30px -10px rgba(242,179,61,.8)}
.btn.gold:hover{background:linear-gradient(180deg,#FFE08C,#F5BC4E);color:#2A1D02}
.btn.glass{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.22);box-shadow:none;color:var(--white)}
.btn.glass:hover{background:rgba(255,255,255,.16)}
.btn.ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy);box-shadow:none}
.btn.ghost:hover{background:var(--soft);color:var(--navy-deep)}
.btn[disabled]{opacity:.6;cursor:wait}
.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-weight:700;text-decoration:none;margin-top:8px}
.link-arrow .ic{width:18px;height:18px;transition:transform .15s}
.link-arrow:hover .ic{transform:translateX(3px)}

/* Top bar and header */
.topbar{background:var(--dark);color:#B9C4E4;font-size:.8rem;font-weight:500}
.topbar .wrap{display:flex;justify-content:center;gap:28px;padding-top:9px;padding-bottom:9px;flex-wrap:wrap}
.topbar span{display:inline-flex;align-items:center;gap:8px}
.topbar span::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--gold)}
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.88);backdrop-filter:saturate(1.6) blur(14px);-webkit-backdrop-filter:saturate(1.6) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s}
.top.scrolled{border-bottom-color:var(--line)}
.top-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:32px;height:76px}
.top-in > .logo{justify-self:start}
.top-in .top-actions{justify-self:end}
.top-actions{display:flex;justify-content:flex-end;align-items:center;gap:22px}
.portal-link{display:inline-flex;align-items:center;gap:7px;font-weight:600;font-size:.95rem;color:var(--ink);text-decoration:none;white-space:nowrap}
.portal-link .ic{width:18px;height:18px;color:var(--navy)}
.portal-link:hover{color:var(--navy)}
.nav-actions{display:none}
.btn.sm .ic{width:16px;height:16px}
.btn.sm.ghost{border-width:1.5px;border-color:#C9D6F6}
.btn.sm.ghost:hover .ic{transform:none}
.logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--dark);flex:none}
.logo img{width:40px;height:40px}
.wm{font-size:1.2rem;letter-spacing:-.03em;white-space:nowrap}
.wm b{font-weight:700}
.wm span{font-weight:400;opacity:.6}
.nav{display:flex;align-items:center;justify-content:center;gap:34px}
.nav a:not(.btn){color:var(--ink);text-decoration:none;font-weight:600;font-size:.95rem}
.nav a:not(.btn):hover,.nav a[aria-current]{color:var(--navy)}
.menu-btn{display:none;font:700 .92rem var(--sans);background:none;border:1.5px solid var(--line);border-radius:999px;padding:8px 16px;color:var(--ink);cursor:pointer}
@media (max-width:1160px){
  .top-in{display:flex;justify-content:space-between}
  .top-actions{display:none}
  .menu-btn{display:block}
  .nav-actions{display:flex;flex-direction:column;gap:10px;margin-top:14px}
  .nav{display:none;position:absolute;left:0;right:0;top:76px;background:var(--white);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 16px 18px;box-shadow:0 20px 30px -20px rgba(12,20,48,.25)}
  .nav.open{display:flex}
  .nav a:not(.btn){padding:13px 0;border-bottom:1px solid var(--line)}
}
@media (max-width:400px){.wm{font-size:1rem}.logo img{width:32px;height:32px}}

/* Hero */
.hero{position:relative;overflow:hidden;background:#0A1238;color:#D5DDF5;padding:84px 0 84px}
.hero-glow{position:absolute;inset:0;pointer-events:none;background:
  radial-gradient(700px 520px at 82% 18%,rgba(47,98,224,.55),transparent 65%),
  radial-gradient(520px 420px at 62% 95%,rgba(242,179,61,.20),transparent 70%),
  radial-gradient(800px 600px at -10% 0%,rgba(36,83,201,.35),transparent 60%),
  linear-gradient(180deg,#0B1442 0%,#0A1238 100%)}
.hero-in{position:relative;display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}
.hero h1{color:var(--white);margin-bottom:24px}
.hero h1 .hl{background:linear-gradient(90deg,var(--gold-2),var(--gold) 60%,#F7C866);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero .lede{color:#C3CDEB}
.hero-ticks{list-style:none;padding:0;margin:30px 0 0;display:flex;flex-wrap:wrap;gap:10px 24px;font-size:.92rem;font-weight:600;color:#C3CDEB}
.hero-ticks li{display:flex;align-items:center;gap:8px}
.hero-ticks .ic{width:18px;height:18px;color:var(--gold);stroke-width:2.4}

.tracker-wrap{position:relative;padding:34px 10px 58px}
.tracker{position:relative;z-index:1;background:var(--white);color:var(--ink);border-radius:26px;padding:24px;box-shadow:0 40px 80px -24px rgba(0,0,0,.55),0 0 0 1px rgba(255,255,255,.1);max-width:430px;margin-left:auto}
.tr-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}
.tr-logo{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:.95rem;letter-spacing:-.01em}
.tr-logo img{width:28px;height:28px}
.tr-tag{font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;background:#FFF4D6;color:#8A5E0A;border-radius:999px;padding:4px 10px}
.tr-prop{display:flex;align-items:center;gap:8px;font-size:.9rem;color:var(--muted);margin-bottom:14px}
.tr-prop .ic{width:18px;height:18px;color:var(--navy)}
.tr-amt{background:linear-gradient(135deg,#F1F5FF,#E4ECFD);border-radius:18px;padding:18px 18px 16px;margin-bottom:18px}
.tr-amt span{display:block;font-size:.8rem;font-weight:600;color:var(--muted)}
.tr-amt b{display:block;font-size:2.6rem;font-weight:800;letter-spacing:-.04em;line-height:1.1;color:var(--navy-deep);font-variant-numeric:tabular-nums}
.tr-steps{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:2px}
.tr-steps li{position:relative;display:flex;align-items:center;gap:12px;padding:9px 0;font-size:.9rem;font-weight:500;color:var(--muted)}
.tr-steps li:not(:last-child)::after{content:"";position:absolute;left:11px;top:33px;bottom:-11px;width:2px;background:var(--line)}
.tr-steps li.done:not(:last-child)::after{background:#9DD8B8}
.tr-steps i{position:relative;z-index:1;flex:none;width:24px;height:24px;border-radius:50%;border:2px solid var(--line);background:var(--white);display:grid;place-items:center}
.tr-steps .done i{background:#1E8A57;border-color:#1E8A57;color:var(--white)}
.tr-steps .done i .ic{width:14px;height:14px;stroke-width:3}
.tr-steps .done span{color:var(--ink)}
.tr-steps .now i{border-color:var(--navy)}
.tr-steps .now i::after{content:"";width:10px;height:10px;border-radius:50%;background:var(--navy);animation:pulse 1.8s ease-in-out infinite}
.tr-steps .now span{color:var(--ink);font-weight:700}
.tr-steps em{margin-left:auto;font-style:normal;font-size:.72rem;font-weight:700;color:var(--navy);background:var(--soft);border-radius:999px;padding:3px 9px;white-space:nowrap}
.tr-note{margin-top:14px;padding-top:12px;border-top:1px dashed var(--line);font-size:.76rem;color:var(--muted)}
@keyframes pulse{0%,100%{transform:scale(1);opacity:1}50%{transform:scale(.6);opacity:.5}}
.float-chip{position:absolute;z-index:2;display:flex;align-items:center;gap:11px;background:rgba(255,255,255,.96);color:var(--ink);border-radius:16px;padding:11px 15px 11px 12px;box-shadow:0 18px 40px -14px rgba(0,0,0,.5);font-size:.78rem;line-height:1.35;max-width:240px}
.float-chip .ic{width:34px;height:34px;padding:8px;border-radius:11px;background:var(--soft);color:var(--navy)}
.float-chip b{display:block;font-size:.88rem;letter-spacing:-.01em;color:var(--ink)}
.float-chip span{color:var(--muted)}
.fc-a{left:-6px;top:4px}
.fc-b{right:-14px;bottom:0}
.fc-b .ic{background:#FFF1CC;color:#B37812}

/* Sections */
.sec{padding:110px 0}
.sec.tint{background:linear-gradient(180deg,#F4F7FE,#EEF3FD)}
.sec.soft{background:var(--soft)}
.sec.navy{position:relative;overflow:hidden;background:radial-gradient(700px 400px at 100% 0%,rgba(47,98,224,.4),transparent 60%),#0A1238;color:#C3CDEB}
.sec.navy h2,.sec.navy h3{color:var(--white)}
.sec.navy .hl{background:linear-gradient(90deg,var(--gold-2),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.sec.navy .sec-head p{color:#AEB9DC}
.sec.first{padding-top:64px}
.sec-head{margin-bottom:56px;max-width:680px}
.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}
.sec-head p{margin-top:16px;font-size:1.08rem;color:var(--body)}
.center-cta{display:flex;justify-content:center;margin-top:48px}

.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.split-copy{display:flex;flex-direction:column;gap:18px}
.split-copy h2{margin-bottom:4px}
.split-copy p{color:var(--body)}
.bar-card{margin:0;background:var(--white);border-radius:26px;padding:30px;box-shadow:var(--shadow),0 0 0 1px var(--line);display:flex;flex-direction:column;gap:20px}
.bar-card figcaption{display:flex;justify-content:space-between;align-items:center;gap:12px}
.bar-card .label{color:var(--navy)}
.tag{font-size:.74rem;font-weight:600;background:var(--paper);border:1px solid var(--line);border-radius:999px;padding:3px 10px;color:var(--muted);white-space:nowrap}
.sold{display:flex;justify-content:space-between;align-items:baseline;font-weight:600}
.sold b{font-size:1.4rem;font-weight:800;letter-spacing:-.03em;font-variant-numeric:tabular-nums}
.bar{display:flex;height:26px;border-radius:999px;overflow:hidden;background:var(--soft);gap:3px}
.bar span{display:block;height:100%}
.bar .owed{width:70%;background:linear-gradient(90deg,#3B6EEA,#0F1F5C);border-radius:999px 0 0 999px}
.bar .left{flex:1;background:linear-gradient(90deg,var(--gold-2),var(--gold));border-radius:0 999px 999px 0}
.legend{display:flex;flex-direction:column;gap:12px}
.legend div{display:grid;grid-template-columns:14px 1fr auto;gap:12px;align-items:center;font-size:.95rem;color:var(--body)}
.legend b{font-weight:700;font-variant-numeric:tabular-nums;color:var(--ink)}
.legend .total{background:#FFF8E6;border-radius:14px;padding:12px 14px;margin:0 -14px}
.legend .total span{font-weight:700;color:var(--ink)}
.legend .total b{font-size:1.9rem;font-weight:800;letter-spacing:-.04em;color:var(--navy-deep)}
.sw{width:14px;height:14px;border-radius:4px;display:block}
.sw.owed{background:var(--navy)}
.sw.left{background:var(--gold)}

.flow{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative}
.flow::before{content:"";position:absolute;left:12%;right:12%;top:52px;height:2px;background:repeating-linear-gradient(90deg,#BFD0F5 0 8px,transparent 8px 16px)}
.flow li{position:relative;background:var(--white);border-radius:var(--r);padding:28px 24px;box-shadow:var(--shadow),0 0 0 1px var(--line);display:flex;flex-direction:column;gap:10px;transition:transform .2s}
.flow li:hover{transform:translateY(-4px)}
.flow-n{width:48px;height:48px;border-radius:15px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white);display:grid;place-items:center;font-weight:800;font-size:1.2rem;margin-bottom:8px;box-shadow:0 10px 20px -8px rgba(36,83,201,.6)}
.flow-n.gold{background:linear-gradient(160deg,var(--gold-2),var(--gold));color:#2A1D02;box-shadow:0 10px 20px -8px rgba(242,179,61,.7)}
.flow p{color:var(--body);font-size:.95rem;flex:1}
.chip-sm{align-self:flex-start;font-size:.74rem;font-weight:700;color:var(--navy);background:var(--soft);border-radius:999px;padding:4px 10px;margin-top:6px}

.lanes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.lane{position:relative;overflow:hidden;border-radius:24px;padding:32px 28px;background:linear-gradient(180deg,#F5F8FF,#FFFFFF 70%);box-shadow:0 0 0 1px var(--line);display:flex;flex-direction:column;gap:12px;transition:transform .2s,box-shadow .2s}
.lane:hover{transform:translateY(-4px);box-shadow:var(--shadow),0 0 0 1px var(--line)}
.lane::after{content:"";position:absolute;right:-40px;top:-40px;width:140px;height:140px;border-radius:50%;background:radial-gradient(circle,rgba(47,98,224,.12),transparent 70%)}
.lane-ic{width:56px;height:56px;border-radius:17px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white);display:grid;place-items:center;margin-bottom:10px;box-shadow:0 12px 24px -10px rgba(36,83,201,.7)}
.lane-ic .ic{width:28px;height:28px}
.lane p{color:var(--body);font-size:.97rem}
.tags{list-style:none;padding:0;margin:36px 0 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px}
.tags li{font-size:.88rem;font-weight:600;color:var(--navy-deep);background:var(--white);border:1px solid var(--line);border-radius:999px;padding:8px 16px}

.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.why article{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--r);padding:28px 24px;display:flex;flex-direction:column;gap:12px}
.why .ic{width:30px;height:30px;color:var(--gold);margin-bottom:6px}
.why p{font-size:.95rem;color:#B5C0E0}

.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:start}
.faq-wrap .sec-head{margin-bottom:0;position:sticky;top:110px}

.final{padding:0 0 110px}
.final-card{position:relative;overflow:hidden;text-align:center;border-radius:32px;padding:72px 32px;background:#0A1238;color:#C3CDEB;display:flex;flex-direction:column;align-items:center;gap:18px}
.final-glow{position:absolute;inset:0;background:radial-gradient(600px 300px at 50% 0%,rgba(47,98,224,.55),transparent 70%),radial-gradient(400px 260px at 50% 110%,rgba(242,179,61,.25),transparent 70%)}
.final-card > *{position:relative}
.final-card img{width:64px;height:64px;filter:drop-shadow(0 12px 24px rgba(0,0,0,.4))}
.final-card h2{color:var(--white)}
.final-card p{max-width:52ch;font-size:1.08rem}
.final-card .btn{margin-top:8px}
.final-note{font-size:.88rem !important;color:#9DA9CF}
.final-note a{color:var(--gold-2)}

/* Inner pages */
.page-head{position:relative;overflow:hidden;background:#0A1238;color:#C3CDEB;padding:80px 0 76px}
.page-head::before{content:"";position:absolute;inset:0;background:radial-gradient(600px 380px at 90% 0%,rgba(47,98,224,.5),transparent 65%),radial-gradient(400px 300px at 0% 120%,rgba(242,179,61,.16),transparent 70%)}
.page-head .wrap{position:relative}
.page-head h1{color:var(--white);margin-bottom:20px;font-size:clamp(2.3rem,4.8vw,3.6rem)}
.page-head .lede,.page-head .muted{color:#C3CDEB}
.page-head .eyebrow{color:var(--gold)}
.page-head a{color:var(--gold-2)}
.page-head.tall{padding:120px 0 140px}
.page-head .btn{color:#2A1D02}
.page-head .btn.ghost{color:var(--white);border-color:rgba(255,255,255,.3)}
.page-head .btn.ghost:hover{background:rgba(255,255,255,.1)}
.page-head + .sec{padding-top:72px}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--white);border-radius:var(--r);padding:28px 24px;box-shadow:0 0 0 1px var(--line);display:flex;flex-direction:column;gap:10px;transition:transform .2s,box-shadow .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow),0 0 0 1px var(--line)}
.card p{color:var(--body);font-size:.97rem}
.card-ic{width:50px;height:50px;border-radius:15px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white);display:grid;place-items:center;margin-bottom:6px}
.card-ic .ic{width:24px;height:24px}

.notice{display:flex;gap:16px;align-items:flex-start;background:#FFF8E6;border:1px solid #F6DFA6;border-radius:18px;padding:22px 24px}
.notice p{font-size:1rem}
.notice-ic{flex:none;width:30px;height:30px;border-radius:50%;background:var(--gold);color:#2A1D02;display:grid;place-items:center;font:800 .95rem/1 var(--sans)}
.notice.boxed{margin:8px 0}
.notice.boxed ol{margin:12px 0;padding-left:20px;display:flex;flex-direction:column;gap:6px}

/* FAQ */
.faq{display:flex;flex-direction:column;gap:12px}
.faq details{background:var(--white);border-radius:16px;box-shadow:0 0 0 1px var(--line);transition:box-shadow .2s}
.faq details[open]{box-shadow:var(--shadow),0 0 0 1px #C9D6F6}
.faq summary{list-style:none;cursor:pointer;padding:20px 60px 20px 22px;font-weight:700;font-size:1.02rem;letter-spacing:-.01em;color:var(--dark);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--soft);color:var(--navy);display:grid;place-items:center;font-size:1.2rem;font-weight:600;line-height:1;transition:transform .2s}
.faq details[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq details p{padding:0 22px 22px;color:var(--body);max-width:68ch}
.more{margin-top:24px;font-weight:700}

/* Prose pages */
.prose{display:flex;flex-direction:column;gap:18px}
.prose h2{margin-top:40px;font-size:clamp(1.6rem,3vw,2.2rem)}
.prose h2:first-child{margin-top:0}
.prose p{color:var(--body)}
.prose ul,.prose ol{margin:0;padding-left:22px;display:flex;flex-direction:column;gap:8px;color:var(--body)}
.prose .cards{margin:6px 0}
.timeline{list-style:none;padding:0 !important;margin:6px 0 !important;counter-reset:t;gap:0 !important}
.timeline li{position:relative;padding:0 0 28px 64px;counter-increment:t}
.timeline li::before{content:counter(t);position:absolute;left:0;top:-6px;width:42px;height:42px;border-radius:13px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white);display:grid;place-items:center;font:800 1rem/1 var(--sans)}
.timeline li::after{content:"";position:absolute;left:20px;top:42px;bottom:2px;width:2px;background:var(--line)}
.timeline li:last-child::after{display:none}
.timeline h3{margin-bottom:6px}

/* Form */
.form-wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:64px;align-items:start}
.form-intro{display:flex;flex-direction:column;gap:16px}
.form-intro h1{font-size:clamp(2.3rem,4.4vw,3.4rem)}
.form-intro p{color:var(--body)}
.contact-lines{display:flex;flex-direction:column;font-weight:700}
.next{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-direction:column;gap:14px}
.next li{display:flex;gap:14px;align-items:flex-start;font-size:.94rem;color:var(--body)}
.next li > span{flex:none;width:32px;height:32px;border-radius:10px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white);display:grid;place-items:center;font-weight:800;font-size:.85rem}
.next b{display:block;color:var(--dark)}
.check-form{background:var(--white);border-radius:26px;padding:32px;box-shadow:0 30px 60px -30px rgba(12,20,48,.3),0 0 0 1px var(--line);display:flex;flex-direction:column;gap:20px}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.f{display:flex;flex-direction:column;gap:7px;min-width:0}
.f.wide{grid-column:1/-1}
.f .label{color:var(--body);letter-spacing:.06em}
.f .label .opt{text-transform:none;letter-spacing:0;font-weight:400;color:var(--muted)}
input,select,textarea{font:inherit;font-size:1rem;color:var(--ink);background:#F7F8FB;border:1.5px solid var(--line);border-radius:12px;padding:13px 14px;width:100%;min-width:0;transition:border-color .15s,background .15s,box-shadow .15s}
select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 8l5 5 5-5' fill='none' stroke='%23647089' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:16px;padding-right:38px}
textarea{resize:vertical}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy);background:var(--white);box-shadow:0 0 0 4px rgba(36,83,201,.12)}
.f.bad input{border-color:#C8473A}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:.85rem;color:var(--body);line-height:1.55;background:#F7F8FB;border-radius:12px;padding:14px}
.consent input{width:20px;height:20px;flex:none;margin:1px 0 0;accent-color:var(--navy)}
.form-foot{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.form-foot .btn{min-height:54px;padding:0 28px}
.form-msg{font-size:.95rem;font-weight:600}
.form-msg.err{color:#B3392D}
.check-form.done{align-items:flex-start;justify-content:center;min-height:320px}
.check-form.done h3{font-size:2rem;font-weight:800;letter-spacing:-.04em;color:var(--dark)}

/* Footer */
.foot{background:var(--dark);color:#AEB8D3;padding:72px 0 40px;font-size:.93rem}
.foot .logo{color:var(--white)}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}
.foot-brand{display:flex;flex-direction:column;gap:16px;max-width:380px}
.foot-nav,.foot-contact{display:flex;flex-direction:column;gap:10px}
.foot a{color:#DDE4F7;text-decoration:none}
.foot a:hover{color:var(--white);text-decoration:underline}
.foot .label{color:#7D89AC}
.foot-legal{padding-top:28px;display:flex;flex-direction:column;gap:12px;font-size:.84rem;line-height:1.6;color:#8F9AB9}
.foot-legal b{color:#DDE4F7}
.foot .todo{background:rgba(242,179,61,.18);color:#F7CF7F}
.foot-flags{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:4px}
.foot-flags span{border:1px solid rgba(255,255,255,.22);border-radius:999px;padding:4px 12px;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:#E6EBFA}
.foot-flags span:first-child{border-color:var(--gold);color:var(--gold)}

/* Mid-size screens: keep two columns but tighten */
@media (max-width:1180px) and (min-width:961px){
  .hero-in{gap:40px}
  .fc-a{left:-20px}
  .fc-b{right:-6px}
  .flow,.why{gap:14px}
  .flow li,.why article{padding:24px 18px}
}

/* Centered page heads (What we recover, Areas we serve, lane pages) */
.center-head{text-align:center}
.center-head .lede{margin:0 auto}
.center-head .cta-row{justify-content:center}
.page-head .kicker{color:#C9D6FA}
.page-head .hl{background:linear-gradient(90deg,var(--gold-2),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.head-note{margin-top:14px;font-size:.88rem;color:#9DA9CF}
.jump{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:32px}
.jump a{display:inline-flex;align-items:center;gap:8px;padding:10px 16px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);color:var(--white) !important;text-decoration:none;font-weight:600;font-size:.93rem;transition:background .15s}
.jump a:hover{background:rgba(255,255,255,.16)}
.jump .ic{width:18px;height:18px;color:var(--gold)}

/* What we recover: one full-width band per category */
.band{padding:96px 0;scroll-margin-top:80px}
.band:nth-child(even){background:linear-gradient(180deg,#F4F7FE,#EEF3FD)}
.band-in{display:grid;grid-template-columns:1.05fr .95fr;gap:72px;align-items:center}
.band.flip .band-copy{order:2}
.band-copy{display:flex;flex-direction:column;gap:14px}
.band-copy .kicker{margin-bottom:0}
.band-copy p{color:var(--body);font-size:1.06rem}
.band-copy .cta-row{margin-top:12px}
.ticklist{list-style:none;padding:0;margin:6px 0 0;display:flex;flex-direction:column;gap:10px}
.ticklist li{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--dark)}
.ticklist .ic{width:22px;height:22px;padding:4px;border-radius:50%;background:#E3F4EA;color:#1E8A57;stroke-width:2.6}
.bar .owed.w26{width:26%}.bar .owed.w60{width:60%}.bar .owed.w70{width:70%}.bar .owed.w77{width:77%}

/* Areas we serve: map, state panel and list */
.map-sec{padding:72px 0 88px}
.map-box{background:var(--white);border-radius:26px;padding:24px;box-shadow:var(--shadow),0 0 0 1px var(--line)}
.usmap{width:100%;height:auto;display:block}
.usmap .st{fill:#D9E2F7;stroke:#fff;stroke-width:1;cursor:pointer;transition:fill .15s;outline:none}
.usmap .st.on{fill:#4F7BE8}
.usmap .st:hover,.usmap .st:focus-visible{fill:#2453C9}
.usmap .st.sel{fill:var(--gold);stroke:#fff;stroke-width:1.5}
.usmap .dc{stroke:#fff;stroke-width:2}
.usmap .labels text{font:700 11px var(--sans);fill:#fff;text-anchor:middle;pointer-events:none;opacity:.92}
.map-legend{display:flex;flex-wrap:wrap;gap:8px 18px;justify-content:center;margin-top:14px;font-size:.84rem;color:var(--muted);font-weight:500}
.map-legend span{display:inline-flex;align-items:center;gap:8px}
.lgd{width:14px;height:14px;border-radius:4px;display:inline-block}
.lgd.on{background:#4F7BE8}.lgd.sel{background:var(--gold)}
.sp-ic{width:60px;height:60px;border-radius:18px;background:var(--soft);color:var(--navy);display:grid;place-items:center}
.sp-ic .ic{width:30px;height:30px}
.sp-badge{font-size:.76rem;font-weight:700;border-radius:999px;padding:5px 11px;background:#F1F2F5;color:var(--muted)}
.sp-badge.on{background:#E3F4EA;color:#17704A}

.list-sec{padding:72px 0}
.list-head{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap;margin-bottom:24px}
.list-head h2{font-size:clamp(1.6rem,3vw,2.2rem)}
.state-search{display:flex;align-items:center;gap:10px;background:var(--white);border:1.5px solid var(--line);border-radius:999px;padding:0 16px;min-width:280px}
.state-search:focus-within{border-color:var(--navy);box-shadow:0 0 0 4px rgba(36,83,201,.12)}
.state-search .ic{width:18px;height:18px;color:var(--muted)}
.state-search input{border:0;background:transparent;padding:12px 0;box-shadow:none !important}
.state-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(6,1fr);gap:8px}
.state-list li[hidden]{display:none}
.state-list button{width:100%;display:flex;align-items:center;gap:9px;background:var(--white);border:1px solid var(--line);border-radius:12px;padding:9px 11px;font:600 .86rem var(--sans);color:var(--dark);cursor:pointer;text-align:left;transition:border-color .15s,background .15s}
.state-list button:hover{border-color:#9DB4EE}
.state-list button b{flex:none;width:30px;height:24px;border-radius:7px;background:var(--soft);color:var(--navy);display:grid;place-items:center;font-size:.72rem}
.state-list button.on b{background:#4F7BE8;color:#fff}
.state-list button.sel{border-color:var(--gold);background:#FFF8E6}
.state-list button.sel b{background:var(--gold);color:#2A1D02}
.state-list span{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;min-width:0;flex:1}
.list-note{margin-top:20px}

@media (max-width:1100px){.state-list{grid-template-columns:repeat(4,1fr)}}
@media (max-width:960px){
  .band-in,  .band.flip .band-copy{order:0}
}
@media (max-width:700px){
  .band{padding:64px 0}
  .map-box{padding:12px;border-radius:18px}
  .usmap .labels{display:none}
  .state-list{grid-template-columns:repeat(6,1fr);gap:6px}
  .state-list button{justify-content:center;padding:6px 0;border-radius:10px}
  .state-list button b{width:auto;height:auto;background:none !important;color:var(--navy);font-size:.82rem}
  .state-list button.on b{color:var(--navy)}
  .state-list span{display:none}
  .state-search{min-width:0;width:100%}
}


.map-box{max-width:1020px;margin:0 auto;padding:28px 32px}
.map-top{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:18px}
.map-top p{color:var(--body)}
.map-top select{width:auto;min-width:240px}
.usmap .st:not(.on){fill:#D9DEE8}
.usmap .tag{cursor:pointer;outline:none}
.usmap .tag line{stroke:#8FA6DE;stroke-width:1.2}
.usmap .tag .dot{fill:#4F7BE8;stroke:#fff;stroke-width:1.5}
.usmap .tag rect{fill:#4F7BE8;transition:fill .15s}
.usmap .tag:not(.on) rect{fill:#B9C2D3}
.usmap .tag text{font:700 11px var(--sans);fill:#fff;text-anchor:middle}
.usmap .tag:hover rect,.usmap .tag:focus-visible rect{fill:#2453C9}
.usmap .tag.sel rect,.usmap .tag.sel .dot{fill:var(--gold)}
.usmap .tag.sel text{fill:#2A1D02}
.usmap .tag.sel line{stroke:var(--gold);stroke-width:1.8}
.lgd.off{background:#D9DEE8}

.state-detail{max-width:1020px;margin:28px auto 0;border-radius:28px;scroll-margin-top:96px;outline:none}
.sd-empty{display:flex;align-items:center;gap:18px;background:var(--white);border:1.5px dashed #C9D6F6;border-radius:24px;padding:24px 28px;color:var(--body)}
.sd-empty h3{margin-bottom:2px}
.sd-empty[hidden],.sd-body[hidden]{display:none}
.sd-body{background:var(--white);border-radius:28px;box-shadow:var(--shadow),0 0 0 1px var(--line);overflow:hidden}
.sd-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;padding:36px 36px 30px;background:radial-gradient(600px 300px at 100% 0%,rgba(47,98,224,.45),transparent 65%),#0A1238;color:#C3CDEB}
.sd-title{display:flex;flex-direction:column;gap:10px;max-width:560px}
.sd-title .sp-badge{align-self:flex-start}
.sd-name{color:var(--white);font-size:clamp(2.2rem,4.4vw,3.2rem)}
.sd-lead{font-size:1.05rem}
.state-detail.off .sd-name{opacity:.85}
.sd-facts{margin:0;display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border-bottom:1px solid var(--line)}
.sd-facts div{background:var(--white);padding:22px 26px 22px 64px;position:relative}
.sd-facts .ic{position:absolute;left:24px;top:22px;width:26px;height:26px;color:var(--navy)}
.sd-facts dt{font-size:.74rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);margin-bottom:4px}
.sd-facts dd{margin:0;font-size:.95rem;color:var(--body)}
.sd-lanes{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:28px}
.sd-lanes article{background:linear-gradient(180deg,#F5F8FF,#FFFFFF 75%);border-radius:20px;padding:22px 20px;box-shadow:0 0 0 1px var(--line);display:flex;flex-direction:column;gap:10px}
.sd-lanes .lane-ic{width:46px;height:46px;border-radius:14px;margin-bottom:4px}
.sd-lanes .lane-ic .ic{width:24px;height:24px}
.sd-lanes p{font-size:.92rem;color:var(--body);flex:1}
.sd-lanes a{display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:.88rem;text-decoration:none}
.sd-lanes a .ic{width:16px;height:16px}
.state-detail.off .sd-lanes,.state-detail.off .sd-facts{opacity:.55}
.sd-note{padding:0 28px;font-weight:600;color:var(--dark)}
.sd-note:empty{display:none}
.sd-body > .fine{padding:0 28px 26px}


/* Services by state */
.usmap .st.part{fill:#9DB6F2}
.usmap .tag.part rect{fill:#9DB6F2}
.usmap .tag.part text{fill:var(--navy-deep)}
.lgd.part{background:#9DB6F2}
.usmap .st.sel{fill:var(--gold)}
.usmap .tag.sel rect{fill:var(--gold)}
.usmap .tag.sel text{fill:#2A1D02}
.state-list button.sel b{background:var(--gold) !important;color:#2A1D02}
.sp-badge.part{background:#E7EDFB;color:var(--navy)}
.sd-services{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border-bottom:1px solid var(--line)}
.sd-services > div{display:flex;align-items:center;gap:12px;background:var(--white);padding:18px 22px}
.sd-services > div > .ic{width:40px;height:40px;padding:9px;border-radius:12px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white)}
.sd-services span{flex:1;display:flex;flex-direction:column;line-height:1.35}
.sd-services b{font-size:.95rem;color:var(--dark)}
.sd-services small{font-size:.8rem;color:var(--muted)}
.sd-services i{flex:none;width:24px;height:24px;border-radius:50%;background:#E3F4EA url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3.2 3.2L15 7' fill='none' stroke='%231E8A57' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/15px no-repeat}
.sd-services .no > .ic{background:#E4E7EE;color:#98A2B6}
.sd-services .no b{color:var(--muted)}
.sd-services .no i{background:#F1F2F5 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6.5 6.5l7 7M13.5 6.5l-7 7' stroke='%2398A2B6' stroke-width='2.2' stroke-linecap='round'/%3E%3C/svg%3E") center/13px no-repeat}
.sd-lanes article.no{opacity:.5}
.sd-lanes article.no .lane-ic{background:#B9C2D3;box-shadow:none}
.sd-lanes article.no a{display:none}
.state-list{grid-template-columns:repeat(4,minmax(0,1fr))}
.state-list .svc{display:flex;gap:2px;margin-left:auto;font-style:normal}
.state-list .svc em{display:grid;place-items:center;width:20px;height:20px;border-radius:6px}
.state-list .svc .ic{width:13px;height:13px}
.state-list .svc .y{color:var(--navy);background:var(--soft)}
.state-list .svc .n{color:#C3C9D6;background:#F4F5F8}
.state-list button.part b{background:#9DB6F2;color:var(--navy-deep)}
.state-list button:not(.on):not(.part) b{background:#E4E7EE;color:var(--muted)}
.list-key{display:flex;flex-wrap:wrap;gap:6px 16px;margin-top:6px;font-size:.84rem;color:var(--muted);font-weight:500}
.list-key span{display:inline-flex;align-items:center;gap:6px}
.list-key .ic{width:20px;height:20px;padding:3px;border-radius:6px;background:var(--soft);color:var(--navy)}
@media (max-width:1100px){.state-list{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:860px){.sd-services{grid-template-columns:1fr}}
@media (max-width:700px){
  .state-list{grid-template-columns:repeat(3,minmax(0,1fr))}
  .state-list button{justify-content:space-between;padding:6px 7px;gap:4px}
  .state-list button b{width:auto;font-size:.8rem}
  .state-list .svc em{width:17px;height:17px}
  .state-list .svc .ic{width:11px;height:11px}
}

/* Breathing room above the closing call-to-action when the section before it is tinted */
.tint + .final,.bands + .final{padding-top:96px}
@media (max-width:1000px){.sd-lanes{grid-template-columns:repeat(2,1fr)}}
@media (max-width:700px){
  .map-box{padding:16px 12px}
  .map-top select{width:100%}
  .sd-head{padding:26px 22px}
  .sd-facts{grid-template-columns:1fr}
  .sd-facts div{padding:18px 20px 18px 56px}
  .sd-facts .ic{left:18px;top:18px}
  .sd-lanes{grid-template-columns:1fr;padding:18px}
  .sd-note{padding:0 18px}
  .sd-body > .fine{padding:0 18px 20px}
  .tint + .final,.bands + .final{padding-top:64px}
}


/* How it works page */
.sec.tight{padding:80px 0}
.sale-types{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:56px}
.sale-types article{display:flex;gap:14px;align-items:flex-start;background:#F5F8FF;border-radius:18px;padding:20px 18px;box-shadow:0 0 0 1px var(--line)}
.sale-types .ic{flex:none;width:42px;height:42px;padding:10px;border-radius:13px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white)}
.sale-types h3{font-size:1rem;margin-bottom:4px}
.sale-types p{font-size:.9rem;color:var(--body)}
.steps6{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.steps6 li{position:relative;background:var(--white);border-radius:var(--r);padding:26px 24px;box-shadow:var(--shadow),0 0 0 1px var(--line);display:flex;flex-direction:column;gap:8px}
.s-n{position:absolute;right:20px;top:14px;font-size:3.2rem;font-weight:800;letter-spacing:-.05em;line-height:1;color:#E6ECFB}
.who{align-self:flex-start;font-size:.72rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--navy);background:var(--soft);border-radius:999px;padding:4px 10px;margin-bottom:4px}
.steps6 li.you{box-shadow:var(--shadow),0 0 0 2px var(--gold)}
.steps6 li.you .who{background:#FFF1CC;color:#8A5E0A}
.steps6 li.you .s-n{color:#FCEBC4}
.steps6 li.paid .who{background:#E3F4EA;color:#17704A}
.steps6 h3{position:relative;font-size:1.15rem}
.steps6 p{position:relative;color:var(--body);font-size:.95rem}
.two-up{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:stretch}
.panel{border-radius:26px;padding:36px;background:linear-gradient(180deg,#F5F8FF,#FFFFFF 70%);box-shadow:0 0 0 1px var(--line);display:flex;flex-direction:column;gap:14px}
.panel .kicker{margin-bottom:0}
.panel h2{font-size:clamp(1.6rem,2.6vw,2.1rem)}
.panel p{color:var(--body)}
.panel .ticklist li{align-items:flex-start;font-weight:500;color:var(--body)}
.panel .ticklist .ic{margin-top:1px}
.panel.dark{background:radial-gradient(500px 300px at 100% 0%,rgba(47,98,224,.4),transparent 65%),#0A1238;color:#C3CDEB;box-shadow:none}
.panel.dark h2{color:var(--white)}
.panel.dark .fine{color:#8F9AB9;margin-top:auto}
.xlist{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px}
.xlist li{position:relative;padding-left:30px;color:#C3CDEB}
.xlist li::before{content:"";position:absolute;left:0;top:4px;width:18px;height:18px;border-radius:50%;background:rgba(242,179,61,.18) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6.5 6.5l7 7M13.5 6.5l-7 7' stroke='%23F2B33D' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E") center/12px no-repeat}
.sec.tight + .final{padding-top:0}
.tint.tight + .final{padding-top:80px}
@media (max-width:1000px){.sale-types{grid-template-columns:repeat(2,1fr)}.steps6{grid-template-columns:repeat(2,1fr)}.two-up{grid-template-columns:1fr}}
@media (max-width:700px){.sec.tight{padding:56px 0}.sale-types,.steps6{grid-template-columns:1fr}.sale-types{margin-top:36px}.panel{padding:26px 22px}}


/* FAQ page: jump list beside grouped questions */
.faq-layout{display:grid;grid-template-columns:260px 1fr;gap:48px;align-items:start}
.faq-nav{position:sticky;top:100px;display:flex;flex-direction:column;gap:6px;background:#F5F8FF;border-radius:20px;padding:12px;box-shadow:0 0 0 1px var(--line)}
.faq-nav a{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:12px;text-decoration:none;color:var(--dark);font-weight:600;font-size:.95rem;transition:background .15s}
.faq-nav a:hover{background:var(--white)}
.faq-nav .ic{width:20px;height:20px;color:var(--navy)}
.faq-nav span{flex:1}
.faq-nav b{font-size:.75rem;color:var(--muted);background:var(--white);border-radius:999px;padding:2px 8px}
.faq-groups{display:flex;flex-direction:column;gap:48px}
.faq-group{scroll-margin-top:100px}
.faq-group h2{display:flex;align-items:center;gap:12px;font-size:clamp(1.5rem,2.6vw,1.9rem);margin-bottom:18px}
.faq-group h2 .ic{width:40px;height:40px;padding:9px;border-radius:12px;background:linear-gradient(160deg,var(--navy-2),var(--navy-deep));color:var(--white)}
@media (max-width:900px){
  .faq-layout{grid-template-columns:1fr;gap:28px}
  .faq-nav{position:static;flex-direction:row;flex-wrap:wrap;padding:8px}
  .faq-nav a{flex:1 1 45%;padding:9px 10px;font-size:.88rem}
  .faq-nav b{display:none}
}

/* Smaller screens */
@media (max-width:960px){
  .hero-in,.split,.form-wrap,.faq-wrap{grid-template-columns:1fr;gap:48px}
  .tracker{margin:0 auto}
  .tracker-wrap{max-width:520px;margin:0 auto;width:100%}
  .faq-wrap .sec-head{position:static}
  .flow,.why{grid-template-columns:repeat(2,1fr)}
  .flow::before{display:none}
}
@media (max-width:700px){
  body{font-size:16px}
  .topbar .wrap{gap:6px 16px;font-size:.74rem}
  .topbar span:nth-child(3){display:none}
  .hero{padding:52px 0 72px}
  .sec{padding:72px 0}
  .flow,.why,.lanes,.cards,.cards.two,.fgrid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr;gap:28px}
  .check-form{padding:22px}
  .bar-card{padding:22px 18px}
  .legend .total b{font-size:1.5rem}
  .tr-amt b{font-size:2.1rem}
  .float-chip{position:relative;left:auto;right:auto;top:auto;bottom:auto;max-width:none;margin:0 0 12px}
  .fc-b{margin:12px 0 0}
  .tracker-wrap{padding:0}
  .final{padding-bottom:72px}
  .final-card{padding:52px 22px;border-radius:24px}
  .page-head{padding:56px 0 52px}
  .page-head.tall{padding:72px 0 90px}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none !important;animation:none !important}}